What options do have to pay this debt

Wisconsin is a marital property/community property state. Whether a creditor can reach the income of your spouse's pre-marriage asset is the question. Generally, income produced during a marriage by either spouse is considered marital property and subject to pay consumer debt incured during the marriage for a marrital purpose. Wisconsin law presumes all consumer debt incurred during a marriage to be incurred for a marital purpose. But these situations are best reviewed with an attorney to discuss the varrious circumstances of the obligation and the asset/income in question. I recommend that you discuss this with an attorney licensed in Wisconsin that has experience in consumer debt.