QUESTION
What recourse does one have repaying online loans and there enormous fees?
Asked on Jan 24th, 2013 on Debtor and Creditor - Florida
More details to this question:
I found myself in a situation where my salary was suddenly reduced by a third and I was unable to meet my financial obligations. Facing a possible eviction I chose to take out some online loans. Of course that snowballed out of control with their outlandish fees, which I understand is illegal in Florida. Unable to pay all these loans, legally what is your best advice?
1 ANSWER
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A debt collector cannot charge for something that was not agreed to. If an alleged debtor doesn’t owe the money it is a violation of the law for a collector to try and force the alleged debtor to pay the money. The would be a violation of the Florida Consumer Collection Practices Act.
www.ConsumerRightsOrlando.com
Answered on Jan 24th, 2013 at 3:23 PM