QUESTION
What steps do I need to take?
Asked on Dec 14th, 2023 on Debtor and Creditor - Pennsylvania
More details to this question:
I am being sued for debt collection for student loans. My mother is as well, she co-signed the loans. We were served yesterday (December 13) and were given 20 days to respond. I don’t see a court date on the paperwork and don’t know what to do. I don’t have enough money to settle the account.
1 ANSWER
Bankruptcy Attorney serving Collegeville, PA
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Nahrgang & Associates, P.C.
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Anyone can sue anyone at any time for anything. Similarly, anyone who is sued has the right to defend themselves and, in a debt collection case, the burden is on the Plaintiff to prove its case by preponderance of evidence.
You have been sued in the Court of Common Pleas as opposed to Magisterial District Justice, commonly referred to as small claims court. No hearing is scheduled. Rather, you must either file a response within 30 days of service, Plaintiff must send you a letter after 20 days affording another 10 days, or suffer a default judgment.
I strongly advise you to speak to debt relief counsel ASAP about your options. I trust this answers your questions but do not hesitate to call or email on a free initial basis.
Matthew R. Nahrgang, Esquire
35 Evansburg Road, Ste 400
Collegeville, PA 19426
610 489-3041 o
610 489-3042 fax
mnahrgang@verizon.net
nahrganglaw.com
Answered on Dec 15th, 2023 at 2:12 PM