If in default, she gets all monies and an additional $28,000 which I donโt have. I donโt have any income as of yet. I have been looking and applying to everything. What are my options? It's like she/they are trying to make me penniless and homeless.
You don't really provide enough information to answer your question. A postponement of what? Default of what? Child support? Alimony? Equitable Distribution payments? Sit down with an attorney and discuss the specifics of your situation and let them review your documents, court orders, etc., so they can discuss your options with you.
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