How do I handle pro se divorce?

I filed for divorce a year and a half ago. I served my husband the summons and petition and he countered back with his answer. We have both tried using attorneys temporarily and now we cannot afford them anymore so we are trying to do the rest pro se. I am getting frustrated because the judge told us that we need to file bankruptcy and attend mediation in order to proceed. I have been waiting for almost 1 year now and he still hasn't turned in his portion to the bankruptcy attorney. In the meantime we have now been sued by two debtors. We have attended mediation numerous times but he makes me pay each time and then does not accomplish anything in the meeting. I am at my wits end and don’t know what to do. I feel that his irresponsibility not to mention all the emotional and physical turmoil he has put us through is now affecting multiple areas. I contacted the court administrator and she says we are to fill out the "Stipulated Facts and Findings." I have filled this out and signed it and he refuses to saying he does not agree with any of it. I don't understand why my husband is dragging this out and I don't know what I am supposed to do. I am now facing the possibility of having wages garnished or being put in jail and this would have all been avoided if he would just do what he is supposed to. Please help me as I need some answers fast. I don't have any more money to find another attorney. I know laws differ from state to state so I hope that helps.