In New York, anything you acquire during a marriage is marital property (unless there is a pre-nuptial agreement that says otherwise) and in the event of a divorce gets split equally between both spouses. If you make mysterious withdrawals in an attempt to take more than your share, that is considered dissipation of marital assets, and if you divorce, your spouse will be entitled to compensation in some form or another. There may be forensic accountings involved, which can get very expensive. So don't do something you might regret later.
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