If your mother named the nephew as beneficiary, the life insurance goes to him. If you can prove that he forged her signature (a hard row to hoe), it goes to her estate and, after all bills are paid, passes under her Will or, if there is no Will, to her heirs at law under state law.
This is general information. It cannot substitute for a personal consultation with an attorney. It is not intended to be legal advice or imply an attorney-client relationship.
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