You should consult with a lawyer who is versed in medicaid and all of its complicated rules. However, the long and short of it is this . Nothing will happen until she is out of money and cannot afford the bill at the nursing home. At that point the social worker will assist the next of kin to apply for PA Department of Public Welfare assistance through Medicaid. To be eligible, a person cannot own more than $2500. IF your aunt has over $2500, she can keep certain funds for burial and necessities. Be careful with this joint account. There is a look back period of 5 years to determine eligibility. So if your name was put on the account within 5 years, it can be included in her assets. If you have spent it on yourself, the money you spent can expected to be contributed to her care at this point. If you attempt to hide any assets of your aunt, it could constitute Medicaid fraud. This area of law is somewhat complicated and i cannot address it all with the limitations of email. Again, you should see a lawyer who is experienced with medicaid eligibility and elder law.
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