My husband who is fairly young (66) and healthy had to be committed to memory care due to severe dementia. I have a sizeable 401(k) which is supposed to support me in retirement in addition to a pension and social security. Maryland requires that I spend all my 401(k) down to $2500 in total assets before they will cover him with Medicaid. Does Delaware have the same rules? I understand Pennsylvania does not count the 401(k) of the spouse as joint assets that must be spent down before medicaid steps in.
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