I am thinking about retiring at 55 from the boilermakers union defined pension plan. I plan to keep working for a small non union contractor.

Your question is highly dependent upon the precise langauge contained for your Benefit Plan. Because your plan is likely ERISA Self-Funded, the law is essentially that the terms of the Plan control how benefits will be allocated.These Plans have mandatory disclosure documents called Summary Plan Descriptions that will contain all terms relevant to Benefit administration. Our firm is happy to review these documents with you and advise as to any potential implications from your goal of seeking non-union work without compromising your benefits.