In Washington, when one dies intestate (without a will), the communal property does to the spouse. When that spouse dies (assuming he/she never remarried), the the estate goes to the children. He need only show both death certificates to claim the insurance. However, depending on the policy limit, he may have to probate the estate.Some insurance companies, want a court order to that effect. The car and boat are transferred with the death certificates too the department of motor vehicle. If he is the only child, there is no need to draft an affidavit to that effect.
Answered on Sep 09th, 2013 at 1:04 PM