possible forclosure on property in Florida. Money is also owed to Condo Assoc. Can the condo assoc come after my home in NJ?

A life estate will not protect the house.  A Trust could possibly protect the house, and maybe you were thinking of a living trust.  The condo association will place a lien against the condo.  When the foreclosure is complete, the mortgage company will have first priority and the condo association will only get paid after the mortgage company.