If you are not in a legally-recognized marriage or living in a state that still recognizes common-law marriage (most dont), you need to get a number of documents written as soon as possible. As it is, you would not have the right to visit your fiance in the hospital, live in any property he owns, or have access to his finances if he was unable to speak for himself. Any living relative of your fiance would have legal priority in decision-making and could refuse to allow you to be present, much less have a say. Assuming you have no plans to marry in the next few months, you each need to have a health care power of attorney and a financial power of attorney instrument naming the other person as "attorney in fact." Wills also need to be executed that would leave some or all of your individual estates to each other.
Answered on Feb 20th, 2013 at 1:03 PM