I get a lot of calls on this topic. A lot of people confuse payment of the insurance premium with payment of the insurance co-pay expense. As to payment of the insurance co-pay expense, you would have to check your current child support orders to see what the court ordered about payment of "uninsured health care costs" (meaning co-pay, deductible, or any other out-of pocket medical, dental, prescription, optometric, or orthodontic expense) for your child. Typically, the court orders that you reimburse the other parent for one-half of these expenses upon receipt of proof of payment of the expense. For co-pays, typically this means a receipt showing the date of service, the name of the doctor/provider, the name of the patient/child, type of service, and dollar amount paid. The other parent should provide you with reasonable notice (usually within 30 days of incurring the expense), and you should reimburse your 50% share in a reasonable period of time (usually within 30 days after receiving the appropriate proof). The same reimbursement procedure applies to any necessary daycare expenses. The cost of the insurance premium is a factor that goes into California's "Guideline" child support formula. Unlike the 50/50 sharing of medical expenses, the cost of the monthly insurance premium is typically paid entirely by one parent (who gets credit for having this expense in the child support formula). You may want to consult with an attorney experienced in family law to re-calculate monthly child support based on your current circumstances. If you are the payor, you may be entitled to a reduction. If you are the recipient, you may be entitled to an increase.
Answered on Jan 08th, 2013 at 7:21 AM