getting a divorce, only asset a house and bank account, she used my information to open credit cards which are maxed out and unpaid,drain account .

Assuming you both own the house, when it is sold (or when the bank account is split), the divorce agreement should provide that the credit card charges as well as the value of the jewelry (if you can prove it) come out of her share. If she doesn't agree, and wants to litigate, you will ultimately get a credit for the money she cost you. Write letters to the three credit agencies and explain the circumstances, and it could help your credit.