You can (and probably should) file for divorce and then immediately file a motion with the court seeking an order that the house be sold before it goes into default and foreclosure and damages both your and your spouse's credit, and credit will be needed badly during and after a divorce. You can ask the court to decide the motion to sell the house and divide the equity immediately; you don't have to wait months or years until the entire divorce action is disposed of.
Answered on Oct 07th, 2013 at 9:10 AM