My now ex-husband and I are co-owners on the mortgage of the house we had bought together. He has neglected the mortgage payment a few times since we got divorced. The house is listed for sale but has not yet sold. I am not able to get a bank to consider financing a home for me and our children because of the delinquent history of the house. He claims that he cannot refinance. I've contacted the mortgage holding bank and they won't return my calls. How do I get my name off of this mortgage so that I can move on?
You cannot get your name off the mortgage until the mortgagee agrees to it. You will have to do whatever they demand in exchange for removing your name which is probably pay off the mortgage. They won't let you go until they get their money. Hopefully the home will sell. If not, you may want to speak with a bankruptcy attorney.
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