My husband and I agreed to be seperated. This was a verbal agreement. My husband took a lot of cash advances on one of our joint credit cards after we decided this. I closed the account but I do not want to be stuck paying his credit card purchases during this time especially if this seperation goes into a divorce. Some of our credit cards are joint and some are authorised users for the other person. While married is it true that you are responsible for half of all bills? Now that we decided to be seperated am I resposible for charges on his own creidt card account that is just in his name? Also does there need to be a legal documentation of this seperation to protect me more?
You should close any account that is a joint account and open your own accounts, in your own name now, to establish your credit. If your husband took cash advances, make it clear that payment on those cash advances comes from him from the beginning. Ask to have the credit cards on which the cash advances were taken put into his name alone to protect yourself. Make sure to obtain copies of the statements showing the cash advances, and if possible, have him acknowledge that the cash advances went to him. Good Luck !
The best way to protect yourself from responsibility for debts incurred by your spouse during a separation period is have a Separation Agreement prepared by a very experienced New Jersey Divorce Lawyer. If at all possible, you should avoid having any credit cards on which you are both responsible and can be used by your spouse to run up charges during the separation period.
Since it sounds like you are already past that point, I strongly recommend that you meet as soon as possible with a very experienced New Jersey Divorce Lawyer, to discuss your options.
I have more than 30 years of legal experience and head a law firm which devotes its entire practice to New Jersey Divorce and Family Law matters. I would be happy to have a brief telephone call with you, to get more facts and to answer any other questions that you may have. Of course, there is no charge for that phone call. My firm’s telephone number is listed below.
Please also feel free to take a look at our Firm Website (www.salvaggiolaw.net), which contains a lot of helpful information.
I wish you the best.
David F. Salvaggio, Esq.
SALVAGGIO LAW GROUP LLC, Telephone (973) 455-1220.
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