QUESTION
How to keep debts seperate once married?
Asked on Apr 25th, 2013 on Family Law - Pennsylvania
More details to this question:
My girlfriend and I have been talking about getting married and money is a big topic. She is worried about my student loan debt. If we were to get married, will they come after her finances because of my debt? Is there a way to keep it seperate so her credit does not get damaged??
1 ANSWER
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Credit reports, like your SSN, are always separate. It is only if you incur joint debt, that such debt will effect both of you.
However, there is a little known, and rarely applied, provision of the Domestic Relations statute that allows creditors who provided necessities to pursue a spouse. An example is a medical bill. Again, it is rarely used and you should not worry about it.
Answered on Apr 26th, 2013 at 7:43 AM