Approximately 10 years I got divorced. My ex wife was supposed to pay the insurance on my daughter’s car which was in my name. She didn’t pay and my daughter totaled her car which I was on the hook for over 11,000 dollars. It stayed on my credit for 7plus years. It’s been 9 years since I made any contact or made any payments. Now I got a letter from the court and they are trying to collect the debt again.
If you received a letter from the Court, and not a lawyer's office, it sounds like you have already been sued ro collect this debt. If you have been sued and do not defend the case, a judgment may be entered againat you for the amount they claim is owed, plus interest, their costs and attorneys fees. This judgment could also appear on your credit report for another 10 years. You should discuss the letter that you received with a lawyer in order to help determine exactly what is going on.
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