You mention you are separated but do not indicate whether anything is filed with the court yet (legal separation or divorce). Technically the person whose name Is on the title is the owner (subject to the security interest while money is owed). Under Nebraska law, all property acquired during the marriage is marital property regardless of who is on the title and almost all debt is marital debt regardless of who is on the loan. If your spouse is threatening to deprive you of the vehicle, you are safest to make sure there is a temporary order in place to prevent him from doing so. You should visit confidentially about the specifics of your situation with a family law attorney.
He can technically take possession of the car and then you would stop making any payments. If you want to keep the car in your possession and make the payments, you can ask for a court order in your divorce action for temporary possession and control of the car until your divorce case is final.
Yes, if your name is neither on the loan or title; I would not make any further payments if he tells you he is going to take it back; Absent a signed separation agreement, that states you keep the car as long as you pay the debt; you have no legal right to the car.
You should ask for use of the car and to make the payments in a motion for temporary orders. That's assuming a divorce or legal separation has been filed. If not, and his name is the only one on the loan, he can get the car.
A police officer would have to honor how the title reads. To protect yourself, file papers with the family law court for divorce or legal separation and request confirmation of possession of the car to you in a Request For Order.
That is a question which will be answered either by an agreement between the two of you, or a decision by the Court on a motion for a temporary order. It's almost always a good idea to hire a skilled lawyer.
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