My hopefully soon to be ex-wife is not paying for her car that is in my name only. Can I take it back without it looking bad for the divorce and before she screws up my credit?
Title alone does not determine disposition of personal property during a divorce. Florida is an equitable distribution state and all property, including the car, is subject to that equitable distribution. Therefore, generally, based on your brief post, it does not appear that you will be able to take your car back as it appears that the car has already been allocated to your spouse in your divorce. If that is the case, title should be transferred to your spouse and language should be included in your settlement agreement where your spouse will hold you harmless from any and all financial responsibility. You really should consult with a divorce attorney in your area for further guidance. You may be entitled to reimbursement for any payments you make on the car to avoid repossession/damage to your credit, but again, it would be prudent for you to consult with an attorney right away to ensure that your interests are protected. Good luck!
I would suggest you take action THROUGH THE COURT and not do anything on your own. If it is urgent, you can file an emergency motion for a quick hearing. Good luck.
I believe that you will look bad. However, your attorney can resolve your concerns, which seem very reasonable, by requesting that both of you maintain status quo regarding payments and obligations. You can also request that she provide proof of payment or that she pay you, and then you pay the loan. Depending on her ability to bring the note current, you may be able to request that it be returned to you. Be sure that these issues are specifically resolved in the final judgment of divorce.
Despite yours being the only name on the title, the car is community property if it was bought during the marriage. Go to court (I assume a divorce has been filed) on a motion ordering her to give the car to you and assuming responsibility to pay the loan.
You clearly need to speak with your attorney, and if you do not have one, engage one. The possession and payment for the car should be part of your eventual divorce decree.
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