if you hit somebody can they take you to court to pay their deductible on their insurance. Because I have a dollar a day insurance ?

Yes, you can be sued for damages suffered by the other party if you were responsible for their damages. In other words, if your insurance is not paying because you had the wrong type of coverage, the other party still has to prove you were at fault for the accident. But if they do, then you might be responsible for more than the deductibles, but any damages to property or person that they suffered. Not having proper coverage does not remove your responsibility if you have no coverage. I have always told people that I know not to waste their money on dollar a day insurance, because, although it meets state requirements for coverage, it does not really protect you if you are in an accident.