The cars are marital property if they were acquired during the marriage. The fact that they are titled in your husband's name does not mean you have no rights. Their disposition has to be determined by a judge if you can't come to an agreement with your husband. There is no magic formula for cars just because one needs the car but the court does take into consideration all factors. including need, who used the cars during the marriage, etc. One logical approach is to make some arrangement with your husband as to teh downpayment (for example, he gets credit for 50%) and you take the car and make all future payments due. Or you take the cars but he gets something of equal value that you have an ownership interest in. Just examples but that is how it is done.
Answered on Oct 12th, 2011 at 10:37 AM