My divorced wife was awarded a car in the divorce. I paid all the bills including the insurance which was in her name. She totaled it. The insurance p

If you are challenging the additional replacement funds, what are those funds for? What were the covered losses? Were you required, by the decree, to carry the insurance? Without seeing the actual decree itself, or having answers to my questions, my guess would be yes, she is entitled to the insurance proceeds resulting from the loss of the vehicle. If you want, I may be able to assist by reviewing your documents, and the claim settlement.