Well, your facts may not be entirely clear. In Nevada, generally, an engagement ring is a CONDITIONAL gift -- it becomes final on the date of marriage. So . . . did you marry? If so, the ring is hers, but the debt could probably be raised in the divorce. If not, the gift was never completed, and you should ask for it to be returned. If necessary, you could sue in small claims to get it back -- which would be a sad way to end a relationship. If the facts are otherwise than supposed, the legal analysis might be different.
Answered on Jan 31st, 2015 at 4:37 PM