Without a legal separation or divorce, you could still be liable if your spouse is sued, if your spouse incurs certain types of debt, etc. If you both agree that you no longer want to be married, you can file a joint Petition for Dissolution. In that Petition you can set out any agreements you have made about the separation of assets and debts. You will still have to wait the required amount of time, and at least one party must be present for the entry of the final Dissolution Order.
Answered on Jan 10th, 2014 at 10:38 PM