What recourse do I have, when my husband did not open an ira for me and I am now 65?

Lawyers.com offers general information and not legal advice.  It is not possible to fully address your concern without  a complete case history.  It is recommended that you confer with an experienced family lawyer in your area and make specific inquiries about your Husband's retirement, which you may have a marital interest therein.  Also, if you have been married more than 10 years, the Social Security Administration may allow you to claim credits based upon your spouse's work history if he was the primary wage earner in the family. This may increase the amount of your monthly annunity. Please contact a lawyer and set up a consultation so you can discuss your legal rights in greater details.  Best of luck~