×
Go back to Martindale-Avvo ➔

Idaho Foreclosures Legal Questions

Want a good answer? Ask a thorough question starting with "Who, What, When, How, Will I or Do I".
Then, add details. This will help you get a quicker and better answer.
Question field is required
Explanation field is required
A valid US zip code is required Validating the Zip Code.
Question type field is required
Question type field is required
1
Ask a Question
2
Details
3
Submit
1
Ask a Question
2
Submit
Fullname is required
A valid email address is required.
Receive a follow-up from lawyers after your question is answered
A valid phone number is required
Select the best time for you to receive a follow-up call from a lawyer after your question is answered. (Required field)
to
Invalid Time

*Required fields

Question
Description
By submitting your question, you understand and agree to the Terms and Conditions and Privacy Policy for use of the site. Do not include any personal information including name, email or other identifying details in your question or question details. An attorney-client relationship is not being established and you are not a prospective client of any attorney who responds to your question. No question, answer, or discussion of any kind facilitated on this site is confidential or legal advice. Questions answered are randomly selected based on general consumer interest and not all are addressed. Questions may display online and be archived by Martindale-Hubbell.
2 legal questions have been posted about foreclosures by real users in Idaho. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include bankruptcy, commercial bankruptcy, and consumer bankruptcy. All topics and other states can be accessed in the dropdowns below.

How can they proceed with the foreclosure case if the account is no longer behind?

Answered 12 years and 3 months ago by Bruce Carl Janke (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Foreclosures
The simplest answer is to call the lender and ask them about the status. Confirm that your two late payments were received. Ask if there are late fees or other costs still outstanding and ask what you have to do to reinstate the loan. Ask the lender if the court hearing will be cancelled and ask that they send you written confirmation of that. Take careful notes during the phone call and send a letter by certified mail confirming everything that was said. Call the court clerk's office and confirm whether the hearing is still on calendar or has been taken off. If it is still on, you must attend. I don't know what you mean by "foreclosure papers," but if the lender has filed a lawsuit against you, you must file a written answer with the court or the lender will win by default. Call the lender's attorney and ask what he intends to do. You really need to show the papers to an attorney to get proper advice on how to proceed. Your local County Bar Association may have a Lawyer Referral Service that can set up a consultation with an attorney for a nominal fee. It would be money well spent. If not, get the names of a few attorneys from the internet and call and ask whether they give free consultations. In either case, be sure to ask or look for a real estate/foreclosure specialist. Whatever you do, DO NOT trust the lender to do the right thing. The lender is NOT on your side. Do not assume the lender wants to work with you to prevent foreclosure. Do not believe anything the lender tells you without confirming it yourself. Tens of thousands of people have lost their homes to foreclosure by believing what they were told by the lender on the phone.... Read More
The simplest answer is to call the lender and ask them about the status. Confirm that your two late payments were received. Ask if there are late... Read More

How can they proceed with the foreclosure case if the account is no longer behind?

Answered 12 years and 3 months ago by Kenneth Steven Pelsinger (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Foreclosures
I am not sure if you received a Summons and Complaint if so you must respond to those papers If you are talking about settlement conference which is required in New York State which is a 3408 hearing in any event you must attend the court date and request a discontinuance on this matter otherwise it will stay open. Do not trust the Bank the foreclosure process and Bank process are two separate actions always respond to both.... Read More
I am not sure if you received a Summons and Complaint if so you must respond to those papers If you are talking about settlement conference which is... Read More

Helpful Resources