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Louisiana Foreclosures Legal Questions

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1 legal question has been posted about foreclosures by real users in Louisiana. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include bankruptcy, commercial bankruptcy, and consumer bankruptcy. All topics and other states can be accessed in the dropdowns below.
Louisiana Foreclosures Questions & Legal Answers
Do you have any Louisiana Foreclosures questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 1 previously answered Louisiana Foreclosures questions.
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Recent Legal Answers

What are my options to change a mortgage from a predatory loan to a standard loan?

Answered 11 years and 10 months ago by Joseph Francisco Botelho (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
As far as your wife signing the documents, that would depend on the laws of your state. In Massachusetts a spouse must always sign the mortgage, right to cancel, settlement statement, in truth in lending. This does not mean that the spouses obligated to pay, unless they also signed the NOTE. As far as your options go, you can attempt to refinance, attempt to get a mortgage modification or use a chapter 13 bankruptcy and use the bankruptcy process to get a mortgage modification under the supervision of the bankruptcy court. I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147 #bankruptcy  #lawyer  #FallRiver  #Chapter7  #chapter13  #debt  #debtsettlement  #foreclosure  #attorney   #cantpaybills  #lawsuit  #court  #bankruptcycourt  #eviction  #lostmyjob... Read More
As far as your wife signing the documents, that would depend on the laws of your state. In Massachusetts a spouse must always sign the mortgage,... Read More

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