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The first thing I would do (if you haven't already done so) is to place a security freeze on your credit reports to make sure additional accounts aren't taken out in your name. I would also make sure you change your passwords on all accounts. You should also file a police report and also file a FTC Fraud Affidavit as there are some parts of this that may be able to be handled by law enforcement. You may also want to reach out to the FBI.
I would then work on pulling your credit reports to review which fraudulent accounts are reporting on your credit reports. You should be able to access your Experian, Equifax, and Trans Union credit reports for free once per year. There are also other credit reporting agencies that you can pull reports from.
Here is a link to a list: https://files.consumerfinance.gov/f/documents/cfpb_consumer-reporting-companies-list_2023.pdf
From there, you'll want to work on disputing the fraudulent information with each of the credit reporting agencies to have them work on taking these fraudulent accounts off of your credit reports.
You can also reach out to a consumer protection attorney. Many offer free consultations. ...
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The first thing I would do (if you haven't already done so) is to place a security freeze on your credit reports to make sure additional accounts...
Read More