can I get a loan on J1 visa

I do not believe that there is anything in the law that says that a person on a J-1 visa cannot accept a loan. I assume that if the lender is willing to give the loan, it would be all right for you to accept it. I do note that it is usually difficult for persons on nonimmigrant visas to obtain loans since they are by definition not staying in the country. Due to the limitations of the Lawyers.com Forums, Alan Lee, Esq.'s (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided herein by the Firm is general, and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence.