Most likely, you can. There is a provision in the Form I-864 that lets you cover the difference between your income and the poverty guideline by using your assets - money on accounts in the bank, saving bonds, stocks, equity in real estate, a whole life insurance policy with an accumulated cash value, etc. Anything that can be converted to cash can be counted for this purpose. The value of the assets must be 5 times greater than the shortfall of your income; so, if you are $152 short of the poverty guideline, you need to show $760 in assets. It sounds simple, but the USCIS will look at the assets you declare an might disregard them. For instance, if you put some money into a savings account a week or two before filing I-864, the Service will likely to see this as money borrowed just for the purpose of showing assets. Another advice: don't just *meet *the poverty guideline, try to overshoot it by a comfortable margin. The closer your income+20% of assets come to the guideline, the greater the risk that USCIS would deny your petition. If you can, get someone - a relative or a friend - to sign a second I-864. The second sponsor has to be a U.S. citizen or permanent resident, and has to show income (or income+20% of assets) that would meet the poverty guidelines *independently of your I-864,* as if he or she were the only sponsor. Considering the money and the time that will be lost if your petition gets denied, looking for a second sponsor might be well worth the effort.
Answered on Mar 27th, 2015 at 12:03 PM