QUESTION
Can I sue a pet insurance company for improper termination of contract?
Asked on Nov 12th, 2014 on Insurance - Florida
More details to this question:
I have a 5 year old German Shephard with hip dysplasia and have been paying over $40/month for over 4 years to have him insured against a hereditary/pre-existing condition. My payments have been automatically made on a credit card which recently expired. All of my other paid accounts rolled except Trupanion, who claimed that they attempted to notify me, but then cancelled the insurance. When I realized the coverage had stopped and called to make the missed payments and reinstate the insurance, they told me it had been dropped. I was never notified of any cancelation of my policy. They know my dog has hip dysplasia because it was diagnosed months AFTER I purchased the insurance policy, so now it will be considered a pre-existing condition, and they will not cover the surgery. Do I have any case against them for wrongful termination?
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
Other than perhaps a notice issue, likely no. Typically, it is your responsibilty to make sure the credit card information for such a payment arrangement is kept up to date not the insurance carriers, so that would be the starting point, unfortuately. If you have further questions, please feel free to contact our office at 1-800-922-6442 for a FREE consultation.
Answered on Nov 13th, 2014 at 7:45 AM
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