That would really depend on what the owner's insurance policy covers. You should talk to the owner and see what they say. Ask them to review their insurance policy and/or discuss it with their insurance agent. Without more information, it is difficult to specifically answer your question. It really will depend on what the insurance policy says. Sorry I could not help further. Good luck!
NOTE: This response is general in nature and should not be considered legal advice. No attorney-client relationship exists or is formed by this information.
Answered on Dec 06th, 2011 at 10:42 AM