If you are in a 3 car collision your car being the last to get . The other insurance company had claimed liability who is responsible for your rental.

While sitting at a red light I was hit from the back. The insurance holder only has a 10,000 acc this is a 3 car collision. Their insurance company say I have to go through my company because there is a limits issue (not enough money for both cars that was hit). I'm going through my company because I didn't have rental coverage they won't provide a rental. Is the other company responsible for that until the chain is resolved.