QUESTION

insurance wouldn't cover it, now what?

Asked on Jul 14th, 2014 on Insurance - Florida
More details to this question:
My dental insurance will not pay for my oral surgery because of the waiting period. I understand that now due to being now charged for the medical expenses that the insurance will not cover. When I went to my oral surgeon, we had request a treatment plan of the whole procedure. They inform and interpret in Spanish to my mother that the insurance did cover it at the time. They give us a rough estimate of what I and my mother was going to pay, along with the insurance cut. We were fine with it and sign the paper to process with our part of payment. "I understand that I am responsible for any amount that are not paid by the insurance company, and it is further understood that the amount above are only the best estimate of insurance reimbursements available a this time." As I was told, at that time and not in 6 months. We were misinformed, and if otherwise told that those were the estimate in 6 month after our dental insurance waiting period, we would have waited. But like the print say, "at the time", we assumed it would cover it. We are fairly new to dental insurance, and were confuse how all this worked. What do you advise I should do?
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1 ANSWER

Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
2 Awards
Anytime you "assume"....well you know the rest of the saying. Absent spending money to hire a lawyer to review the paperwork, you will need to work out what you can with the dentist.
Answered on Jul 17th, 2014 at 10:48 AM

All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.

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