QUESTION

PIP Insurance

Asked on Dec 20th, 2013 on Insurance - Florida
More details to this question:
I ran off the road and totaled my truck. I had PIP Insurance. No other person or vehicle was involved. what does it cover? I called my insurance company and they said they will not cover anything. I need to go to the doctor for my back and butt. Plus I need to know if they fix my auto under Florida PIP coverage
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1 ANSWER

AIDS Litigation Attorney serving Jacksonville, FL at Phillips & Hunt
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Did you have uninsured/underinsured coverage? You should talk to a lawyer. You certainly have rights. Essentially, insurance carriers try to negotiate every dollar they can, because every $100 means millions in the end to the Board of Directors. Even in soft tissue injuries, those tissues stretch and scar, or cause corresponding pressure on nerves in the spinal cord, leaving behind permanent problems for some. I have had clients need surgeries years later because of a bulging disk and have their entire world collapse for what seemed inconsequential at the time. Insurance companies want you to settle as soon as possible and treat as little as possible. Attorneys matter. They change their gameplan when a lawyer is involved. It seems like your injuries are more serious. For that reason - and the misinformation by TV lawyers and referral services- is why people should consult lawyers who take the time like on sites like this. Because of the economy, more lawyers are jumping into personal injury and should stick to what they know. Personal injury law REQUIRED knowledge about medical science and biomechanics (the forces on a body in a wreck) far greater and more specific than you'd think. The other side has doctors and millions on their side to say nothing is wrong or fight the claim. If you have any further questions, feel free to email me- jmp@knowthelawyer.com. Check out our website- www.knowthelawyer.com. We'd love to help you. Our number is 800-6-know-law.
Answered on Dec 20th, 2013 at 6:12 PM

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