More details to this question:
I was in a car accident . He claims I ran the red light and that's why he hit me , but if I would have ran the red light my boyfriend would have gotten a red light ticket and he didn't ( the car is in his name ) the man at the time just said we would call it a wash he fixed his car and I fixed mine. I then went to the hospital because I'm pregnant and wanted to make sure the baby was okay. Now I guess he changed his mind . We never exchanged names so he must have just taken the license plate number now it's all falling on my boyfriend which isn't fair because it had nothing to do with him . Now I have no idea what to do , I can't afford a lawyer I have a 1 year old and I'm pregnant only working part time . I really need some guidance on what to do ?! Somebody please help me I will be forever greatful !
1 ANSWER
If the other driver is now making a claim against you and/or your boyfriend for the damages to his car or for injuries he suffered in the collision, you need to contact your boyfriend's automobile insurance company and put them on notice of a claim being made. If your boyfriend did not have insurance, you need to put your automobile insurance company on notice of the claim being made. You must do this in a timely manner, as most policies have a clause requiring prompt notice of all claims and a duty to cooperate in the investigation and handling of claims. If you fail to do so timely, they could deny your claim for failure to follow all conditions of the policy. Call them today. If a lawsuit is filed against you and/or your boyfriend, the automobile insurance will provide you with legal counsel to defend you.
If neither you or your boyfriend had automobile insurance at the time of the collision, you will have to defend the action yourself, either on your own or with your own lawyer.
Best of luck to you.
Answered on Sep 16th, 2014 at 12:24 PM