Im sorry to hear about the fire damage to your home. In this case, Loss of Use means that they will pay for your hotel or alternate housing. It could include other things. The best thing for you to do at this point is get a copy of your insurance policy. If you no longer have one because of the fire, you should request a copy from your insurance company. It should have the specific definition of "Loss of Use". Best of luck.
NOTE: This response is general in nature and should not be considered legal advice. No attorney-client privilege exists or is formed by this response.
Answered on Nov 10th, 2014 at 1:09 PM