Will I have my license suspended if I don't carry Bodily Injury Protection in the State of Florida?

Whether Bodily Injury Liability (BI) coverage is required or not has two main areas of law to consider.  Bodily Injury Liability coverage is not required to drive an automobile in Florida legally. However, it can be if you have been convicted of a DUI. Under Florida Statue 324.023, Financial responsibility for bodily injury or death, you must have bodily injury insurance if you are convicted of a DUI. If you were convicted on or before October 1, 2007, the minimum requirement is $10,000 per person and $20,000 per incident. If you were convicted after October 1, 2007, the minimum required is $100,000 per person and $300,000 per accident. According to the Statute, you must have BI coverage for 3 years after the return of your driving privileges. Suppose you choose to drive without BI coverage. In that case, it is important to know that Florida has a Florida Financial Responsibility Law, which requires that a person who is at fault for an accident must provide financial coverage of at least $10,000 per person and $20,000 per accident. This means that if you cause an accident that results in bodily injuries to another person(s), you must either have BI insurance or post a bond for the required amount of coverage. If this “responsibility” is unmet, you can lose your driving privileges. You will also be required to make financial arrangements to pay for any judgment against you for property damage and bodily injuries before you can get your driver’s license reinstated.