Can I sue my employers business insurance for my medical and pain and suffering?

You can sue your boss, but it is doubtful that the injury which you sustained would be covered by his general liability insurance. You are entitled to workers compensation and you can bring an action for your benefits which will have to be paid for individually I your employer or boss personally.

You may not sue your employer for an on the job injury. You may still file a claim with the Workers Comp board, and they will require him to pay your expenses, even if He does not have workers comp insurance. An employer may not escape liability by merely ignoring their requirement to be insured. Many comp attorneys work on a percentage of the recovery, which is usually paid by the employer, on top of the damages awarded. You should consult with a comp attorney immediately. But, no, you may not sue your employer. The employer's business insurance likely does not cover damages that should be paid by workers comp.

You might be able to. You can still file a workers comp claim even though he did not have workers comp insurance. The state of CA has an uninsured employers fund, for those that work for employers with no insurance. You should immediately seek the services of a workers comp attorney to bring that claim, and also a personal injury attorney for the negligence of your employer as well.

If he does not have workers' comp, generally speaking, you can sue him for negligence. You sue the company, not the insurance company. The insurance may pay, although the policy could have an exclusion for work related injuries to employees, in which case the company itself would have to pay.

I believe you can sue your employer for on the job injuries if they don't carry workers compensation insurance.