Are you going on permanent disability? If you are returning to work, then the employer would keep the insurance in place for both you and your wife. If you are going on permanent disability, then you need to work with the insurance company of your employer to determine your eligibility for insurance and your wife's eligibility for insurance under COBRA. You will be able to obtain insurance for both you and your spouse under COBRA. The issue is the cost for this insurance. You should also look into health insurance for you and your spouse under the Affordable care act.
Answered on Apr 26th, 2015 at 1:08 PM