Assuming that we are speaking of short term disability insurance, the company's obligations are primarily determined by contract, as supplemented and interpreted by applicable law. It is difficult to determine from the facts given whether or not a preexisting condition may have been involved. Regardless, a case to obtain any benefits that you are entitled to may be complex and very dependent on the particular facts of your situation. It may be wise at this point for you to speak with a qualified attorney who can tell you if you have a viable case.
Answered on Feb 05th, 2013 at 11:41 AM