QUESTION
Can my mom take my car if its in her name but im paying the loan off?
Asked on Mar 27th, 2020 on Civil Litigation - Ohio
More details to this question:
My mom is threatening to take my car that i have already started to pay for and is half way paid off its in her name because i am 17 is she able to?
1 ANSWER
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It depends how the initial contract was structured. In Ohio, a minor CAN take title to a car with a guardian's sign-off. R.C. 4505.031 (http://codes.ohio.gov/orc/4505.031). It sounds like that's not what happened here. It sounds like your mom bought a car and let you use it so long as you made regular payments on the note.
This is going to come down to not whether you are a minor but whether you are actually on the contract/title. If the answer is no, then that was never your car to begin with.
Answered on Apr 13th, 2020 at 6:33 AM