I cosigned for my mother to open an account to receive oil heat. She did not pay the bill apparently so a judgement was filed against me. We live in the same home so she intercepted the mail and never told me what was going on. Fast forward now I have a judgement on my credit report
If the bill was still not paid, you cannot have the judgment vacated. You can pay the bill, and then gt a warrant of satisfaction, meaning proof that the bill was paid. You will have to document all of that to a credit reporting agency, but unfortunately, they will not remove the notation on your credit report.
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