QUESTION
How can I be reimbursed for money that is owed to me?
Asked on Jan 21st, 2018 on Civil Litigation - Pennsylvania
More details to this question:
A few years back my sister had some cosmetic surgery. Originally she applied for a loan and was turned down for reasons that are unknown to me. She asked me if I could apply for the loan in my name but use her income because I was not making that much money. Long story short the loan was approved. I started getting calls from a collection company saying the loan wasn’t being paid and they were going to sue if payment was not made soon so a 3 way conference call was setup where it was a agreed upon that they would be taken out my account and my sister would repay me. This September she started to fall behind in payments and in November she stopped paying all together. She owes me as of today $500 out of pocket and &5500.00 on the loan. She has stopped returning calls and text messages. Can I sue her in small claims court to get my money? Or at least what are my options.
1 ANSWER
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Yes you can file a claim against your sister with your local magistrate if the amount owed to you is under $12,000. However, be prepared to deal with the circumstances of how you got at the loan -- by providing not necessarily truthful information to the lender. The fact that your sister owes you the money doesn't let you off the hook with the lender. You should not ignore that. If you do, you may be defending a suit by the lender too.
Answered on Jan 22nd, 2018 at 7:09 AM