QUESTION

How do I collect a personal debt

Asked on Jul 14th, 2013 on Civil Litigation - New Jersey
More details to this question:
I leant my ex-boyfriend $15,000. I have it in writing through email and gchat that he will pay me back the $15,000 once he gets a new job - either the full sum or on a payment plan. I am concerned that he will not pay me back and was wondering what my best course of action is to secure the appropriate communications from him in case I need to take him to court. Is his acknowledging through email he owes me the $15,000 and promising to pay it back enough? Do I need something additional? He is an attorney so I want to make sure I do everything I can now in case I need to take him to court.
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2 ANSWERS

To the best of my knowledge, there is no perfect way to ensure repayment.  If you have proof that you delivered $15,000 to your ex-boyfriend, that is a good first step.  If your boyfriend has sent you emails, acknowledging the debt, and promising to repay, that is further evidence.  There is however very little to prevent him from claiming that the money you gave to him was either a loan or a joint investment that went bad.  It will boil down to a question of who a fact Finder (whether a judge or a jury) should choose to believe.
Answered on Jul 15th, 2013 at 4:26 PM

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Waynice Green
You should make sure that you have the date in which he is obligated to pay you back.  If you believe he is willing to sign a contract/ promissory note, stating that he will repay you, __________,the LOAN, in the amount of $_, which he has already received, by the ____ day of the ___ month of 20__. Signed, loving boyfriend________.  That covers all the basics.   
Answered on Jul 15th, 2013 at 3:27 PM

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