Appellate Practice Attorney serving New York, NY
There is nothing for you to do until and unless you are sued. At that time you should probably seek the assistance of legal aid (I assume that you cannot afford an attorney) to determine what your best course of action is, but since you admit liability it seems that, at that time (not now), assuming that the plaintiff will not agree to a payment plan that you can afford in a settlement, your only choices will be to allow a judgment to be entered against you, or to declare bankruptcy. A lot depends on the amount you owe, the reason you owe it (not all debts are dischargeable in bankruptcy) and what your financial prospects are. But right now there is nothing to do.
Answered on Jul 12th, 2018 at 2:22 PM