If you had insurance at the time, then you need to notify your insurance company ASAP. If you had no insurance, but you now have a homeowner's policy, you may be covered under that. If you had no insurance and have no insurance now, you need to answer the complaint. Once the plaintiff finds there is no insurance, he will lose interest. He is also suing the owner of the building you were in I imagine, and there would be insurance there too.
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